Handout A: Is It Saving or Investing or Both?

Handout A: Is It Saving or Investing or Both?

Directions: Read though the following scenarios. Determine if each is saving, investing, or both and place a check mark in the appropriate column.

Scenario	Saving	Investing	Both
Mr. Smith has $200 left over after he pays all of his bills for the month.
Mr. Jones purchases a new drill press to make pens.
Ms. Jackson puts her money into the General Electric (GE) stock; GE wants to build a new factory in France.
Mr. Saver buys a used computer.
Ford Motor Company has $1,000,000 in profits
Ford Motor Company retools a factory for the new F-150 model.
Ms. Caregiver buys $10,000 worth of bonds that will be used for the building of a new hospital.
Mr. Thrifty buys a new desk with his savings.
Ms. Brown puts $800 per month into her 401(k) retirement plan.
Ms. Windsor buys an apartment complex with her savings and plans to rent out individual units.
Mr. Smithton keeps $600 in his house.
Ms. Goldman keeps $9,000 in her bank account.
Mr. Johnson sells his Apple stock and puts the money into his bank account.